Ames, Iowa

If you want to retire somewhere with an affordable cost of living without straying too far from the city life, Ames, Iowa, might just be the place for you.

Founded in 1864, this historic town at the heart of Iowa played a vital role in creating one of the United States’ most significant railway projects, the First Transcontinental Railroad. Ames now has one of the most efficient public transportation in its area thanks to this!. While we’re on the topic of public transportation, it’s important to note that this city is not precisely walker-friendly. So having your own car is a thing that you should consider if you move here. Still, the city has several things to offer, like affordable housing, outdoor parks, efficient public transportation, a thriving local economy, and a great university program for retirees seeking to further their education. Just be prepared for the below zero-degree winters, though.